I usually get an extended warranty depending on the item, and how much I spent on it. I'm at about a 60/40 rate. 60 - having to use the extended warranty, and 40 - never ever using it. To me it's peace of mind. Except for one time, the times that I've actually had to use it, I've never had any problems. Most of the time, it's a simple replacement. No questions asked.