Mind Over Matter?
This involves what I call The Go Figure Rule: "Gadgetry tends not to fritz until the warrantee expires." Being a firm believer in the power of the mind, I suspect that perhaps so many of us find that this Rule is valid is because as long as the mind feels protected against the grief of such problems it tends to keep gadgets running smoothly. Another way of saying this is that, if the unconscious mind wishes to really bug you, it knows it can't use gadget failure as long as a warrantee is in effect. In any case, buying this type of insurance is, in effect, betting against yourself -- betting that your bad luck will be more costly than the insurance premium!