Payments go through without your help!
Most of our bills are a fixed or predictable amount. Even utilities have budget plans. Set your bill pay to pay the bill every month a day or two after your direct deposit arrives. Now it gets paid on time and who needs any electric? You can go in to your bank branch (or use the phone banker) to change payment amounts or dates of payment. Electronic banking is how you get your direct deposit on time every month. I didn't trust it at first either 10 years ago, but it works quite well. BobZ