Anytime that the Federal Government

by TONI H - 3/15/13 9:07 AM

In Reply to: I picked the first link I found by TONI H

(ANY branch/agency of it) 'assumes' and gives 'hypothetical' numbers, they are always 'low-balled' and normally are actually higher. I stand by my numbers until or unless you can come back (mark your calendar so you don't forget) in 2016 when most of the regulations and laws are in place and can prove me wrong.