That does not seem to be true
Link to student healthcare plan.
From "exclusions" section
19. Prescription Drugs, services or supplies as follows, except as specifically provided in the policy:
a) Therapeutic devices or appliances, including: hypodermic needles, syringes, support
garments and other non-medical substances, regardless of intended use; (except as
specifically provided under the Benefits for Diabetes;
b) Birth control and/or contraceptives, oral or other, whether medication or device; except as
specifically provided in the policy;
c) Immunization agents, biological sera, blood or blood products administered on an outpatient
d) Drugs labeled, "Caution - limited by federal law to investigational use" or experimental drugs;
e) Products used for unapproved cosmetic purposes;
f) Drugs used to treat or cure baldness; anabolic steroids used for body building;
g) Anorectics - drugs used for the purpose of weight control;
h) Fertility agents or sexual enhancement drugs, such as Parlodel, Pergonal, Clomid, Profasi,
Metrodin, Serophene, or Viagra;
No Viagra either
and for faculty and staff (go to UCH summary plan description PDF) to find under exclusions as well.
21. Contraceptive devices or contraceptive prescription drugs, unless
prescribed for medical reasons other than birth control.
Otherwise, a very comprehensive plan even to include pet insurance for. I don't know if pet insurance includes spay or neutering surgeries.