RE:if you still that that in the USA,
if you still think that in the USA, "proof of insurance is mandatory when getting a license for a car".
I watch "Parking Wars" on the boob tube...If they tow your vehicle in Detroit and Philly...you need Proof Of Insurance or you can't get your car out of impound.....Of course the Show Producers could have edited the program to make America look less appealing to Canadians. Of course the compound operators aren't "Government" I can't for the life of me understand why THEY would give rats *** whether you have insurance...UNLESS some Gov agency told them to make sure.
You don't need it get it licensed...you only need it if it gets impounded?