But your answer tells me you don't know XML yet. The encoding and tags is done by us. We select the tags and since the app that will read this in sets those tags I can't tell you what the tags are.
A few of my apps, some that are on Windows Mobile use XML files. My warning looks to be over your head at the moment but at least you got the warning. You'll remember what I said if that blows up on you like I found it to be.
Because there is no hope of MSFT changing/fixing the XML library I had to write my own reader.
I fear you can't be helped yet because you didn't get what XML is.