I already use a spreadsheet now. I want to use something that has more useful end of year reporting, built-in graphs and charts, suggestions, yada. All the home software seems to be <$100 so why not grab some? I'm not against paying at all.
The reason I wanted to edit it is I accepted the answer and then tried it out. I wanted to report back but no need to bump an answered post, an edit would do. I could have tested all the solutions and posted later but I'm used to most other forums, which just let you edit and frown upon double posting due to bumping.
Regardless I'm all ears if you have any applications to suggest.