DON'T TRUST the Verisign Program linked with Chase Manhattan Bank. I used my visa card in August 2004 while making two purchases on the internet, within minutes of each other. I made my purchases using the Verisign program. 3 days later, while I was at work, I received a call from Chase Manhattan regarding a $400 purchase made with my visa. The purchase was made while I was at work and I had my visa in my possession. Chase said they would not honor the purchase because I denied it and it didn't match my spending pattern. 6 months later and after many attempts to fix the problem, I ended up paying for the purchase because Chase said I had authorized it using the Verisign program. Somehow the person/s who made this fraudulent purchase was able to intercept my information through the Verisign program and make the purchase. Since then, I've canceled my Chase Visa card and don't make purchases over the internet. Your personal financial information is never secure - no matter what you are told. On the other side of the supposedly encrypted transaction - is someone to receive it. The only reason I paid this bill was I should have never trusted Verisign in the beginning, and didn't have time to put anymore effort into it; so this was a wakeup call. For a purchase of $400 I would have demanded a signature be required upon delivery.
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