Moving off XP costs money and entails risk for no reward
I've never done an major o/s upgrade on Windows because sys admins I respect have consistently said only a clean install (ideally, reformat the disk and reinstall) is really safe and stable. So, a new o/s means buy a new computer or deal with rebuilding your existing one -- and hope you get it right. I'm a professional s/w engineer; I create Windows installers, update registry keys, etc. But, updating a Windows o/s is not worth risking my wife's reasonably stable laptop just to make Microsoft happy. And that would be true if (a) Windows 7 was available and (b) the upgrade was free. Throw in requiring me to purchase an update, update all drivers for an old (7 years old) laptop, and it's just to risky.
I bought a Win8 machine (could not find new h/w with Win 7 back in Jan 2014). I survive it; don't like it. Wish I could have Win 7 instead. But, my wife is just barely comfortable with cut-n-paste; updating her would be a major pain for both of us.
So, why rock the boat, spend money, etc. I'm holding out hoping a Win9 emerges that is more usable. But, my wife bills insurance companies who may seize on this (and HIPPA) to refuse to allow WinXP users to connect to their systems and then it'll be time for a new computer. Hope we can delay, delay, delay this rueful day. Might be forced to look at a Mac instead if Microsoft forces this issue because Win8 / IE 10 is awful.
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