Spyware, viruses, & security forum: Is this a phishing scam

by: The ancient one May 21, 2011 6:15 PM PDT

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Is this a phishing scam

by The ancient one - 5/21/11 6:15 PM

I received the following email:
"Important Security Message Dear Customer: When we detect irregular activity on your Chase Online Banking account, to help us prevent crime, we need to confirm your identity. This means proving who you are and where you live. In the first instance we use a Secure Online Identification and if this is successful, that's all we need to do. Simply click on the following link to Log On and to confirm your identity. www.chase.com As part of our security checks we'll usually ask you for some personal details. When more than one person is involved, we may need to confirm the name and address of each of you. If we are unable to verify your identity electronically, we will ask you to provide some original documents containing your name and address. When applying online you will be told during the identification process which options are available to you. For your protection, transactions on your account may be limited until you are able to confirm your identity. We realize that this precaution may cause you some inconvenience; however keeping your account safe is one of our top priorities. Thank you for being our customer. Sincerely, Christopher J. Palumbo Senior Vice President Chase Fraud Prevention Please Do Not Reply to this Email. This is a notification-only email that cannot accept incoming replies. E-mail Security Information If you are concerned about the authenticity of this message, please click here or call the phone number on the back of your debit card. If you would like to learn more about e-mail security or want to report a suspicious e-mail, click here . Note: If you are concerned about clicking links in this e-mail, the Chase Online services mentioned above can be accessed by typing www.chase.com directly into your browser. LCDBNC0510EM JPMorgan Chase Bank, N.A."
The part that I underlined about calling the phone number on the back of the debit card confused me. Everything else smelled of "phish". From the beginning I felt that this was a Phishing scam because I do not have an account with Chase, but if I had had an account I might have been tempted to call the number. So what do you think?

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