Another article referring to the Mike Konczal article on ACA
by Ziks511 - 10/30/13 12:02 AM
"The smartest thing yet written about the botched rollout of the Affordable Care Act's federal exchange program is a post by Mike Konczal of the Roosevelt Institute at his "Rortybomb" blog at Next New Deal. Konczal makes two points, each of which deserves careful pondering.
"The first point is that to some degree the problems with the website have been caused by the overly complicated design of Obamacare itself. Instead of being a simple, universal program like Social Security or Medicare, the Affordable Care Act system is designed as if to illustrate Steven Teles' notion of "kludgeocracy" or needless, counterproductive complexity in public policy. By using means-testing to vary subsidies among individuals and by trying to match individuals with private insurance companies, the ACA requires far more information about people who try to sign up than do simpler public programs like Social Security and Medicare. If Congress had passed Medicare for All, the left's preferred simple, universal alternative to the kludgeocratic ACA mess, signing up would have been a lot easier and the potential for website snafus correspondingly less.
"Konczal's second point is even more important — the worst features of Obamacare are the very features that conservatives want to impose on all federal social policy: means-testing, a major role for the states, and subsidies to private providers instead of direct public provision of health or retirement benefits. This is not surprising, because Obamacare's models are right-wing models — the Heritage Foundation's healthcare plan in the 1990s and Mitt Romney's "Romneycare" in Massachusetts.
"This point is worth dwelling on. Conservatives want all social insurance to look like Obamacare. The radical right would like to replace Social Security with an Obamacare-like system, in which mandates or incentives pressure Americans to steer money into tax-favored savings accounts like 401(k)s and to purchase annuities at retirement, with means-tested subsidies to help the poor make their private purchases. And most conservative and libertarian plans for healthcare for the elderly involve replacing Medicare with a totally new system designed along the lines of Obamacare, with similar mandates or incentives to compel the elderly to buy private health insurance from for-profit corporations."
I assume you all remember that George W Bush wanted to privatize Social Security, and to convert it all to 401K's which is just a boondoggle for big Investment Firms to steal your tiny retirement savings.
Frontline tonight, 29/10/2013, was a rebroadcast of The Retirement Gamble:
all about private retirement plans, and how unequal and terribly run they are, and how much of the money is funnelled into fees and the coffers of Insurance and Investment companies, and how many people have been robbed of their retirement savings by those same Insurance and Investment companies.
Here's a link to my original post on this which has received such close attention here.