No such thing when you have a family.Between food,clothes and oh ya I forgot the hockey equipment.After that, if there is any left.Heck I'll splurge and buy a Mars bar.
My wife and I ride HD's, they eat up about a grand a month. There is a saying in the HOG world, you never leave less than a $100 dollar bill in a Harley dealer, and chrome is expensive. Then it costs money to travel on them too. Computers are my job so that is a job related expense. I retire soon and expect that to swap around, my second career will be my hobby, and then my first career will become a new hobby. Strange how this works sometimes what we consider a priority in life.
Disposable income disappeared when rent went to almost a grand a month and gasoline went to almost $3.00 a gallon. I am lucky if the wife and I can go to the movies twice A YEAR!!
Fortunately, electronics have been so affordable, I am able to get most toys I want. One exception--GPS devices--when I get to where I don't know where I am...it's time to go. Unless you are a traveller in the hinterlands, of course. I suppose electronics are so important to me because I grew up in the early 50's when consumer electronics began to explode. I remember when people went outside at night to see the Soviet's "Sputnik 1", a ball about the size of a basketball, 150 miles above us...how silly is that? If any of you are old enough...you might remember the REMCO Co., which made electronic gadgets for boys every Christmas--a new one. Without electronics to spark interest, we'd all be a lot duller.
Hello! My hobby is genealogy or family history and I have to send a check to get a vital record from a town clerk. Or I drive to some libraries, cemeteries or county archives. Its fun tracing that pedigree line back as far as you can.
I am a learning technophile, but hubby qualifies as a complete technogeek. We have quite the entertainment powerhouse computer set-up in the living room outputting to two monitors and a projector. Included in this nearly invisible set up (wires through the attic anyone?) is a wii system, two 1 terabyte units and a 2 terabyte storage unit, a printer or two (depending), and two other computers linked into the conglomerate. The only thing visible in the living room is the 32" monitor, the screen for the projector, and the projector itself on the far side of everything.
Notice nowhere did I mention a TV, DVD player, cable box, stereo system, or any of the electronics that fill other people's houses. We don't have any of that.
And with regards to groceries... hubby is a fully trained chef. We probably spend enough money on food for the two of us to feed the average family of six quite well without the need for coupon cutting. And before anyone states the obvious... Yes, indeed, I am a VERY lucky woman!
Mainly, everything is going towards a home/mortgage. My few luxury items would be dvds and iTunes downloads (usually two songs a pop, as I'm a big spender).
Horses, horses, horses. They are expensive to feed, house, tack up, medicate, train, campaign, transport, & so are their owners!!! But I wouldn't be without them.
My wife and I seem to spend a lot on vacations/hobbies since we are past child rearing age and have sent our kids out to make their own ways in the world and all 4 are sucessful. I'm retired and she is fixin' to. We have a fairly big camper, take long weekends with that, then at least a trip or two to England/Scotland to see grandchildren plus to NJ and VA for the same reason. I do have another expensive hobby, street rods - and will be finishing a car soon.
I'm sorry to disappoint the great techno-world but buddy I just don't have any of that stuff you term disposable income! For every step forward, my income has taken two steps back. Increases in rent, food, gas and medical expenses have me drained dry. I'm so glad that I didn't jump into that "you gotta have a million-dollar home now" market because had I done that, I'd be looking at foreclosure right now. This is going to be a very, very lean holiday season for me.
whatever $300 gadget out there i can get my hands on it seems like lately. i consider those "luxuries".
My wife and I own a small hometown photography business, and we began years ago placing all monies from this business in a special account. We buy any and all supplies and equipment needed in the business from this account. Also, we started using the excess money to take Cruises. We have been able to take one or two Crusies a year, depending on how much equipment we needed and what kind of year we had. We believe that this has become a very special goal. We don't feel as if we are working at photograpy, because of the enjoyment we get from the Cruises.
Part of my disposable income went toward a Panasonic Digital which I'm still learning but really love to operate!
The camera was a best buy in PC Mag and I'm glad I purchase it!!
I spend all of my free time (and $$) on music (recording, mixing, etc), and digital photography. My husbands love is for carving miniature boats, etc, and he is working on making a reproduction of his great-grandfathers homestead (buildings, cane grinder, docks/boathouses, and many more). I paint the landscape and computerized images that he uses in his carvings.
Well,it is hard to maintain a home - there are always repairs,upkeeps.
Wonder if this is worthwhile to live in A HOUSE except the only gratification is after you have paid for - You be able live in there without the monthly payment.Ofcaouse the government is on still on your back for all kinds of taxes and fees.
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