AnchorDesk Lounge: I may be the victom of a scam...
We don't even know who they are!
by tamsiam - 6/5/07 4:00 PM In reply to: Class action? by jsolomonsterI don't understand how they are getting the credit card numbers. I thought this is why they have the 3 digit security codes. And how are they getting the money without the credit card companys knowing who they are? I could get NO information other then the 1-800 number.
This scares me, What if next time its a charge for $1998.85 instead of $9.85. How can we protect our accounts if they can do this with just a number?
Class Action?
by mamichuli - 6/5/07 6:43 PM In reply to: Class action? by jsolomonsterWell, I work in the tourism industry and we process many orders everyday. We charge orders and if the address doesn't match we void the sale and if we get a no match code for the expiration date and CVV we void the sale for that too. We protect the consumer and everything must match. However when it comes to those merchant machines, they can charge orders with incorrect expiration dates and no CVV (security codes) numbers, even incorrect billing addresses, they pay fees for every transaction, they just have to pay higher fees to the merchant if that information doesn't match.
As for finding them, I'm sure that a lawyer could. Like I said, since they can accept card payments, they have a merchant credit card machine and that means they have a Merchant Account, which there is a company that supplies them with the machine and that Merchant gets a fee out of every single transaction.
Protected with credit card
by Buckeye875 - 6/6/07 4:07 AM In reply to: Class Action? by mamichuliBecause I am using a credit card and not a debit card, I wouldn't really care if the fraudulent charge was $1998.85 or $9.85. A charge back is a charge back. It could be a different story if I was using a debit card which is why I use only a credit card. I like the extra layer of protection the credit card provides.
It sounds like people have more problems cleaning up fraudulent debit card charges and such a large fraudulent charge could easily cause other checks or payments to bounce which then becomes an enormous mess. Credit card only for me. I treat it like a debit card in that I pay it off every month.
Add me to the list!
by lhkbabs - 6/12/07 1:05 PM In reply to: Protected with credit card by Buckeye875I was charged $9.85 on June 11th by ACM 800-642-3051 CA US. I was so glad to find this thread. I have to go to the bank to sign a paper to dispute the charge. I wish there was something we could do!
Add Me To The List!
by mamichuli - 6/12/07 3:51 PM In reply to: Add me to the list! by lhkbabsI think that we should get a lawyer and sue ACM as a class action suit. We have all been ripped off by that company and it doesn't matter if we got the charges credited back to our accounts. The point is that our cards have been charged fraudulently. That's theft and I think it's time for ACM to pay. We should sue them for the loss, aggravation and the hassles we had to endure to dispute the charges and of course now we all worry about our information being stolen and used again.
me too
by vo0do0chile - 6/22/07 6:32 AM In reply to: Add Me To The List! by mamichuligot hit for 9.85 on 6/18. Now if you call 800-642-3051 it gives you a message saying "you have been forwarded to the voicemail of ACM incorporation. Please leave a message..." Of course, I did not since I had no idea who or what I was leaving a message for. The CC company did reverse the charge and did go ahead and give me a new card at my request, but the young lady I spoke to in disputes advised me that she did not think changing the card number was necessary since it was a small amount and since it could be an honest mistake... after I told her about this thread *rolleyes*.
Re: me too
by jsolomonster - 6/22/07 7:31 AM In reply to: me too by vo0do0chileI can assure you there is not an honest bone in the bodies of these crooks. This is how they skirt around any consequences. It's a small amount of money, so it must not be a big deal. Of course, to the folks who are scammed (i.e. all of us), this is a very big deal.
suspicion
by vo0do0chile - 6/22/07 5:31 PM In reply to: me too by vo0do0chileI'm wondering if they're maybe using numbers stolen from a couple of different sources or even possibly key-loggers or something (although I check my system for that stuff regularly). Because I have a difficult time with the idea that THIS many banks/credit companies would allow a charge to go through with no expiration, no CVV, no name, no address, etc.
ACM Corp?
by MamaC_0103 - 7/15/07 9:22 AM In reply to: I may be the victom of a scam... by jsolomonsterI'm essentially my father-in-law's secretary so I take care of his checking account. I found a charge for $9.85 from ACM on the statement and I don't where it came from but I will be dealing with it tomorrow. My question is has anyone had more than one charge from this supposed corporation? Also my husband had a few ideas about this scam: 1) someone, possibly some teenaged pinheads, using a credit card generator; 2) Netflix stealing the numbers; 3) Ebay or Paypal. Also, if someone can post a general list of things that have been charged to their account, for comparison purposes, maybe we can get to the bottom of this. Thank you.
Re: ACM Corp?
by jsolomonster - 7/15/07 9:50 AM In reply to: ACM Corp? by MamaC_0103Sorry you have been affected by this scam, too. If you check back in this thread, we had done a short comparison a while back. I subscribe to the Ebay/PayPal theory as I was affected in mid-December (when I started this thread) after using Ebay for the very first time. I just found that to be awfully suspicious. Nobody else has mentioned Netflix here before, so I would doubt they have any involvement in this.
ACM charge
by Buckeye875 - 7/15/07 9:59 AM In reply to: Re: ACM Corp? by jsolomonsterI was hit with this charge several months ago on my Schwab Visa. I did not cancel the card and I have not seen the charge reappear or any other unauthorized charges appear. My CC company credited the amount right away and that was the end of it.
I don't use PayPal or Ebay so I don't think the issue is connected to them. I am a Netflix customer and have been since it started although this CC has only been associated with my Netflix account since October 2007. The ACM charge has never shown up on any other CC I have or have had.
another one but not by AMC and not on the same card
by gale1965 - 7/15/07 11:13 AM In reply to: ACM charge by Buckeye875this is OT I guess, but I have a new fraudulent charge on my OTHER cc from a company called VIP Tune. I did a search and a few others have this charge as well. It is for $29.99 and I don't care if this card gets closed so I'm calling on this one. I admit I did not call on the other because I can't have it closed right now.
suggestion...
by vo0do0chile - 7/16/07 8:35 PM In reply to: Re: ACM Corp? by jsolomonstermy husband suggested that perhaps it was an employee (or employees) who works at a credit card handling company, which would explain why there's no one merchant that we have all purchased from
I too have been hit by acm
by disbelief101 - 7/23/07 3:37 PM In reply to: ACM Corp? by MamaC_0103Last friday I looked on my checking account and there it was charge for 9.85 from ACM. I called my bank and they told me it was a company out of California. When I called the 1-800-642-3051 all I get is a message stating no one is able to answer and to leave a voice mail.
I was just wondering has anyone checked there credit report recently through freecreditreport.com. My husband did recently and that is when this went through.
I got this ACM 9.85 charge today at my CU
by pyecheri - 8/13/07 4:11 PM In reply to: ACM Corp? by MamaC_0103This thread saved me a bunch of time today as all I did was put the phone number into Google and this conversation showed up. I immediately called my credit union and they are stopping my debit card and they will reissue the $9.85 to me. It's a hassle, but has to be done. I, too, tried the number and got a recording that said I could leave a message, but I did not want to do that and regret even calling as they may have my number now. Oh well, apparently they have my debit card so what the heck.
Anyway - I have no idea how these thieves are grabbing the info- I guard it very carefully, both online and off. Guess its part of the cost of convenience.
Damn I hate thieves!
Thank you all for sharing in here - good luck to you!
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